Checkbook Calculator

Deposit Products

Personal Accounts


• No minimum balance required
• No monthly service charge
• No per check fee
• Monthly Electronic statement
• Minimum opening deposit is $100.00
• Automatic Overdraft Privilege with approved credit
• MasterCard® Checkcard with approval
• Free Online Banking
• Free Online check images
• Free Online Banking statements

Normal banking service charges still apply.

• No minimum balance required
• No per check fee
• Monthly statement with imaged checks (front only)
• Monthly fee of $5.00 (waived if minimum balance is $200.00 or senior citizens (65 and over)
• Minimum opening deposit is $200.00
• Automatic Overdraft Privilege with approved credit
• MasterCard® Checkcard with approval
• Free Online Banking
• Free Online check images
• Free Online Banking statements

• No per check fee
• Monthly statement with imaged checks (front only)
• Interest paid on $500.00 or more of collected balance
• Monthly fee of $8.00. Fee (waived if minimum balance is $500.00 for the current statement cycle)
• Minimum opening deposit is $500.00
• Automatic Overdraft Privilege with approved credit
• MasterCard® Checkcard with approval
• Free Online Banking
• Free Online check images
• Free Online Banking statements

• Limited check writing to 3rd parties – includes internet transfers
• Unlimited in-office transactions
• Monthly statement with imaged checks (front only)
• Interest paid on $1,000.00 or more collected balance
• Monthly fee of $6.00. Fee (waived if minimum balance is $2,500.00 for the current statement cycle)
• Minimum opening deposit is $2,500.00

 

Business


• Unlimited number of deposits
• First 200 items in a monthly deposit are free, then .05 per item
• First 200 checks written monthly are free, then .05 per check
• $5.00 fee for chargeback of return deposited items
• Monthly fee of $10.00 Fee (waived if minimum balance is $500.00 for the current statement cycle)
• Service charges are calculated as follows: Earnings credit (minus) monthly fees= monthly service charges. Earning credit for balances is based on 4 week average of 91 day treasury bill rate.
• Monthly Statement with imaged checks (front only)
• Minimum opening deposit is $500.00

• Unlimited number of deposits
• Unlimited number of deposit items
• First 200 checks written monthly are free, then .05 per check
• $5.00 fee for chargeback of return deposited items
• Monthly fee of $5.00 – Fee waived if minimum balance is $500.00 for the current statement cycle
• Monthly statement with imaged checks (front only)
• Minimum opening deposit is $500.00
• Free MC@ Checkcard with approval
• Free Online Banking
• Free Online check images
• Free Online Banking statements

 

Others


• Unlimited deposits
• Quarterly statements (provided monthly with EFT or ACH activity)
• Interest paid quarterly on collected balances
• Unlimited in-office withdrawals to account holder
• 6 automatic transfers per statement cycle of which 6 may be withdrawals to 3rd parties – includes internet transfers.
• Monthly fee is $2.00 – Waived for minors (under 18) – Avoid fee with $200.00 minimum balance

• No fees
• Available for personal customer or business customer

Terms

• 7-31 Day – $500.00 minimum – Penalty for early withdrawal may apply
• 3 Month – $2,500.00 minimum – Penalty for early withdrawal may apply
• 6 Month – $2,500.00 minimum – Penalty for early withdrawal may apply
• 12, 18, 30 or 42 Month – $500.00 minimum – Penalty for early withdrawal may apply

36 Month Progressive Certificate

• $1,000.00 minimum – Penalty for early withdrawal is 6 months simple interest whether earned or not – After 18 months, the option is available to convert to the current market rate for the remaining term – “Add To” option every 9 months until maturity – Minimum “Add To” amount is $100.00 – 7 calendar grace days

Jumbo Certificate

• Terms Negotiable – Contact our Office